San Diego - the payment will be minimal

San Diego - the payment will be minimal

Pedestrians injured in an accident outside a nightclub in San Diego, is likely to be denied insurance payment. This is an accident that occurred on February 13, a total of 36 affected pedestrians who received injuries of varying severity, including a woman whose leg was nearly torn off in the area of ​​the knee.
While the circumstances of this incident are still hidden under the cloak of secrecy, the public is very concerned that pedestrians can get a modest pay - or not get them all. Recall to a court decision to pay for harm to life and health, must be simultaneously satisfied three conditions:
fault must lie on the other party of the accident;
one of the participants received the injury;
the guilty party should be able to pay the costs of other participants.
With the first two paragraphs in an accident in San Diego all clear, but the last - not very. Who should pay the victims? Usually, the victims turn to their insurance companies. Since the perpetrator of the accident - a car taxi company Emerald Cab, it seems logical that the requirement should be present for this company.But the thing is that between the company and its drivers have special contractual relationship. Thus, there are situations where the fault lies solely on the taxi driver the car, not the company itself.
In addition, we should remember about the minimum amounts of insurance avtograzhdanki that are set in California - that's $ 15,000 per person or $ 30,000 for all accidents. If the taxi driver was insured only for the minimum, then, given the increasing number of victims, each of them as compensation for their injuries on average, receive only $ 100.
Some salvation may be a situation where damage has received under its own "insurance on the uninsured" (a special type of insurance coverage, which provides for payment in the event that the guilty party was not the policy of liability insurance).
This case may encourage the authorities of California to raise the minimum limits for motor third party liability insurance, and toughen penalties for those who have not bothered to purchase the policy.