Types of insurance in the U.S.

Types of insurance in the U.S.
Good insurance is a pledge to the U.S. financial security. The State partially supports people with health problems or have lost their jobs, but do not rely on the care of the government, if you ever need help. Self-insurance of health, life, car and real estate - this is the best way to take care of themselves.
Health Insurance

Currently, the U.S. has no universal government health insurance programs.People older than 65 years and some younger disabled people can receive medical assistance under the program Medicare. Most Americans insure their health through their employers. Read the article pordrobnosti Health Insurance in the United States.
Life insurance

If today you died unexpectedly, could your family survive without your paycheck?Would your kids to finish college? If you have real possibility that your family may be left without a livelihood, the article read more about life insurance in the United States.
Car Insurance

Statistics show that in daily life the most dangerous occupation is driving a car.According to the U.S. Department of Transportation in 2006 in traffic accidents in the country, killing more than 42,000 people. This figure does not include the huge number of people injured and maimed, and does not reflect the multi-million dollar losses from property damage.

Good Autoinsurance absolutely necessary for their own protection and to protect other road users. In many states, the presence of auto insurance is mandatory."Full» (full-coverage) insurance policy covers not only damage your car, but also damage to someone else's car or other property damage during the accident."Full" insurance also covers expenses related to the accident for treatment, payment, and even in case of death.

In the absence of insurance, you risk being forced to pay the cost of repairing someone else's car and the cost of treating the injured. So try to find a good car insurance in the company of high reputation. A good option insurance will give you additional benefits, such as the possibility of free towing a faulty vehicle.
Home Insurance

As you know, the residents of the United States are often faced with hurricanes, tornadoes, floods and earthquakes. In addition, the U.S. is very large number of fires in homes. According to official statistics, in 2006, fire damaged 412,500 homes. In the fires killed more than 2,500 people in the fire damaged property at $ 7 billion.

For most Americans, owning a home - a sign of affluence. Now try to imagine what the owner feels if its damaged a natural disaster or fire house was not insured. Home insurance is usually a prerequisite for a loan for the purchase of housing. Many of the insurance options cover the additional buildings, such cases as theft, accident, damage due to problems with electricity and running water.